Field Credit Officer (South East)

About Us

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts , processing billions of Naira in transactions monthly . Our mission is to enable financial happiness for every African, everywhere.

Job Title: Field Credit Officer

Reports to: Regional Credit Manager

Employment Type: Outsourced

Work Mode: Onsite

Location: Abia, Anambra, Ebonyi, Enugu and Imo

About this role

As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.

You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities. Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.

Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
• Review and approve (or declin

Skills mentioned